Our Services

Estate planning

Few of us like to think about dying, equally few of us could live without the thought that we have not made adequate provision for our family and friends who survive us.

The legislation that governs passing on your estate to your chosen beneficiaries requires you to plan well in advance. In fact it is not uncommon for us to be talking to individuals in their forties and early fifties.

Put quite simply, the earlier you make provisions for inheritance tax the greater your chance of taking full advantage of the tax opportunities available, thereby maximising the amount that goes to your beneficiaries.

It is equally important, when planning to transfer your estate, that you make adequate provision for yourself and your spouse in your later years. Striking this balance calls for considerable skill and foresight and a detailed knowledge of the tax regime. We provide a discrete estate planning service that includes advising on:

• the drawing up and reviewing of your will
  
• making full use of exemptions and low rate taxes on lifetime transfers
  
• optimising lifetime transfers between spouses
  
• transferring of business property
  
• transferring assets into trusts
  
• helping arrange life insurance to cover potential tax liabilities

We strongly advise you to begin your estate planning right away by contacting us for a preliminary review